Interesting read. As I know), Is there a defined period Iva trusts have in which they should attempt to complete their investigations concerning items such as PPI? Otherwise they could drag their feet and keep this going on for years and years although I don’t have any PPI (as far. All this work time they truly are keeping individual monetary documents, clearly without having a period that is fixed of this contravenes GDPR?
Sara (Financial Obligation Camel) says
PPI complaints are closing. You’re not likely to win a grievance about any of it.
darren kelly says
We received my conclusion certification, but have actually simply been contacted by WageDayAdvance representatives beginning i will be due some Redress. We hadn’t started the claim, me to submit the claim today until they asked. If I really do get this, would my IVA expect the funds to visit them? And wouldn’t it immediately be compensated in their mind?
Sara (Financial Obligation Camel) says
Whenever ended up being your borrowing from WDA?
It had been ahead of my IVA and once whilst with it
Sara (Financial Obligation Camel) says
Well this will depend from the regards to your IVA as well as which IVA company you utilized as some do not have desire for reopening finished IVAs. In training the funds might be provided for you.
Darren kelly says
It had been give Thorton which relocated up to Apperture
Michelle Peach says
My spouce and I had been in a IVA 12 years back. We paid in to the IVA for over couple of years whenever I had been clinically determined to have aggressive cancer tumors. The creditors voted to shut the IVA as there is no clear prognosis and I wasn’t working. We received a certification of Satisfaction therefore the creditors had been given out though it had been a much lower quantity. Certainly one of our creditors ended up being the Northern Rock. We’ve simply been notified by way of business coping with PPI enquiries that my spouce and I have entitlement to a return of premium from Northern Rock. We additionally reported through the Halifax some full years back. The Halifax delivered the monies direct to us (they certainly were additionally certainly one of our creditors). Northern Road have stated that the funds are being kept by them towards our IVA. Can they are doing this? If we now have gotten a certification of Satisfaction 9 years back saying the IVA ended up being settled who is able to this be reasonable. It has nothing at all to do with the simple fact which they mis-sold us PPI. Please advise.
Sara (Financial Obligation Camel) says
It’s quite common for a creditor to create down a PPI reimbursement against a financial obligation in a IVA.
I’ve just made the ultimate re re re re payment and my IVA business is keeping my certification until We sign an agreement to allow them to investigate all my PPI. To be honest the IVA business has recently examined my PPI claims while I happened to be within the IVA. They took about £3500. I did son’t see a cent needless to say. payday loans Hawaii Now exactly why are they asking to complete another research?
Sara (Financial Obligation Camel) says
This argument is not likely to enable you to get anywhere. They have been eligible to refuse to complete your IVA until you agree. I am aware it’s irritating, however the choice is yours.
Rebecca Arthurs says
I became adviced talk to residents advice which stated I happened to be in no monetary state to spend my ctax arrears over £4,500 and my advice centre said my only choice had been iva therefore I took there advice ended up being released and I also made a claim for ppi and ended up being awared over £3000 nevertheless the bank that awarded me personally delivered it directly to iva so when I happened to be with debt for ctax £4.500 and absolutely nothing because of any banking institutions or estates just little high rates of interest companies e.g. provident all under £9000 !the £3000 will not protect the ctax and is more than most of the small enterprises e.g. provident so just why have they taken this £3000 we had been granted ? The business that got me ppi sent me personally a message and page saying very good news u v been granted £3000 I quickly called them they called the bank who said it’s sent to iva but I was discharged as i never got nothing
Sara (Financial Obligation Camel) says
Are you certain you’d an IVA? This sounds more like bankruptcy or a Debt Relief Order if you were “discharged” after a year?
I happened to be in a IVA which completed We claimed ppi while within the iva and had been granted ВЈ3500 this is compensated to your internet protocol address and in to the iva .
May I now claim this relative straight right right right right back through the internet protocol address
Sara (Financial Obligation Camel) says
No. Maybe maybe maybe perhaps Not if you don’t can show it will not need gone towards the internet protocol address.
Sonaton Saha says
Hi, i’ve finished my 6 years IVA and my certificate had been granted from aperture. We have started my iva with DFD but later on it to aperture on they moved. back at my certification following wording ended up being written- “Dividends Creditors whose claims had been outstanding or unsupported following the final claiming deadline, had been excluded in complete or component through the dividend circulation; nevertheless, they stay limited by the conditions and terms of this finished Arrangement(s). All dividends have already been equalised where funds allowed. VAT and PPI The manager will continue to cope with the PPI and VAT dilemmas relative to the resolutions proposed and authorized by the creditors during the conference of creditors.”
inside my IVA DFD stated PPI. the other day we have obtained one page from very very very first dispute administration saying they are instructed by my aperture supervisor to research different mis-selling claims which could occur in my own IVA and after this received e-mail from aperture whether we have gotten the page or otherwise not. if i change target, they would like to understand my brand new target where they can resend that kind. May I ignore them? They reopen my iva? i have not received any ppi money from lenders personally, even i am not bothered if i do can. We really don’t want this hassle any longer. I’m above pleased to finish my IVA. I’d be actually grateful to own your advice regarding this matter. Many thanks