Whether you are building a better future or require help to simply take the pressure down, we are able to assist. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, convenient and clear. And also by employing a lender that is direct than an agent, you are going to constantly understand whom you’re coping with.
Listed below are six reasons why you should make an application for one of our long-term loans online:
- Fair: the total amount we acknowledge in advance may be the quantity you are going to pay off. No surprises
- Versatile: you may not face penalty costs or added interest
- Fast: Apply in minutes and acquire your loan the overnight if authorized
- Friendly: Our UK-based customer care group are often very happy to assist
- Accountable: we are controlled because of the Financial Conduct Authority (FCA) and follow its strict directions on reasonable, safe and accountable financing
- Suggested: Our clients speed us ‘excellent’ regarding the separate consumer review web web site Trustpilot
Obtaining that loan can feel daunting. But with Dot Dot Loans, you should not go to a real location or undergo an intricate application process. Individuals like our quick and friendly service в€’ and also you might too.
Is a long-lasting unsecured loan right for me personally?
We wish one to feel confident in your decisions that are financial. While a long-lasting loan might have plenty of benefits, there are occasions with regards to may not be the smartest choice for you personally.
Short-term loans are often considerably better in the event that you only need an inferior loan quantity. Should you want to substitute your automatic washer, solution your vehicle or restore your house insurance coverage, for instance. You can expect short-term loans from ВЈ200 to ВЈ1000 to simply help cover smaller expenses.
And even though distributing the price of that loan over a longer time of the time can make your month-to-month repayments more affordable, they could be higher priced general if you wind up having to pay more in interest. However with Dot Dot Loans you can easily repay early at no extra expense.
Long-lasting loans can additionally ensure it is tricky to plan your personal future while you’ll nevertheless have to plan for your repayments. Are you going to find it difficult to pay for them in the event that you change jobs or go house? If you are focused on debt you could get advice that is free National Debtline, StepChange or the cash guidance Service.
Do we be eligible for a Dot Dot long-lasting loan?
Whatever your position, you are able to submit an application for certainly one of our long-term signature loans if:
- You’re aged 21 or higher
- You reside in great britain and can provide us your address
- You are presently employed
- You have a legitimate current email address
- You’ve got bank debit and account card details
As with any accountable loan providers, we now have our personal requirements to assist us provide loans our customers are able to afford. We will glance at your revenue, outgoings and credit score before providing you with a choice.
Just how much could I borrow?
You are able to make an application for a loan that is long-term us from ВЈ1,500 to ВЈ4,000. We also offer short-term loans of ВЈ200 to ВЈ1,000 if you need a smaller amount.
Exactly just How will my repayments work?
You can expect fixed payment regards to 18, 24, 36 and 48 months. The size of your loan will rely on just how much you wish to borrow. You can view what’s offered to you through our loan that is long-term calculator.
| Representative Example | |
|---|---|
| Amount | ВЈ2500 |
| Term | two years |
| Monthly repayments | ВЈ198.68 |
| Total quantity payable | ВЈ4,768.25 |
| interest | 71.1% p.a. (fixed) |
| APR | 99.9per cent |
We gather repayments immediately through Direct Debit, frequently across the date you receive compensated. You’ll talk to us if you wish to put up a payment date that is different.
If you should be concerned you may fall behind or miss a repayment, we will you will need to assist and produce a brand new plan. You’ll not face belated repayment charges but missed payments can impact your credit history and then make it harder to have credit in the foreseeable future.
Any kind of fees that are extra long-lasting loans?
We do not charge payment that is late, included interest or other things extra. No shocks.
What exactly is the attention price for a Dot Dot long-lasting loan?
Your interest will be fixed in advance depending on exactly how much you borrow. Utilize our long-lasting loan calculator to see just what yours might be.
Obtaining a long-lasting unsecured loan with a set rate of interest may be simpler to cover than that loan having a adjustable interest. The quantity you repay would be the exact exact same every month with a hard and fast price, however an adjustable price means it could fall and rise.
Can I obtain a long-lasting loan with bad credit?
We are dedicated to lending responsibly, but that does not mean we anticipate you to definitely have credit score that is perfect. We will consider your position all together before carefully deciding.
How quickly may I get my loan?
You are able to apply for a Dot Dot loan that is long-term moments and obtain a solution right after. If you have been at first authorized certainly one of our agents will soon be in contact to go over the next actions. We seek to offer your final choice in your loan the next day time.
Submit an application for a long-lasting unsecured loan with Dot Dot
A loan that is long-term be exactly what you will need to progress along with your life. Utilize our long-lasting loan calculator to generate the perfect loan for your needs, then pick ‘Apply now’ to go on to our safe online form.
After you have submitted the application, we will get in contact as quickly as possible to offer our choice.